Vertical and Horizontal Analysis Of Income statement

  

 

Vertical Analysis Of Income statement

Rs. (Million)						Analysis (%)
Items	2013	2012	2011	2010	2009	2013	2012	2011	2010	2009
Markup/ return/ interest earned	65,064	68,356	68,147	54,821	51,616	100%	100%	100%	100%	100%
Mark up/ return/ interest expense	(27,196)	(27,500)	(23,620)	(17,988)	(15,837)	-42%	-40%	-35%	-33%	-31%
Net mark up/ interest income	37,868	40,856	44,526	36,834	35,779	58%	60%	65%	67%	69%
Provision for bad debts	2,888	(291)	(4,168)	(3,685)	(7,465)	4%	0	-6%	-7%	-15%
Net mark up/ interest income after provision	40,756	40,565	40,358	33,149	28,314	63%	59%	59%	60%	55%
Total non mark up interest income	11,171	9,153	8,112	6,265	5,643	17%	13%	12%	11%	11%
Non mark up/interest expense	(19,639)	(18,077)	(16,987)	(13,160)	(10,801)	-30%	-26%	-25%	-24%	-21%
Profit Before Taxation	32,288	31,642	31,483	26,254	23,155	50%	46%	46%	48%	45%
Taxation	(10,793)	(10,969)	(12,058)	9,380)	(7,660)	-17%	-16%	-18%	-17%	-15%
Profit after taxation	21,495	20,673	20,673	16,873	15,495	33%	30%	30%	31%	30%

 

 

 

 

 

Horizontal Analysis Of Income statement

				Rs. (Million)		Analysis
	2013	2012	2011	2010	2009	2013	2012	2011	2010	2009
Markup/ return/ interest earned	65,064	68,356	68,147	54,821	51,616	126%	132%	132%	106%	100%
Mark up/ return/ interest expense	(27,196)	(27,500)	(23,620)	(17,988)	(15,837)	172%	174%	149%	114%	100%
Net mark up/ interest income	37,868	40,856	44,526	36,834	35,779	106%	114%	124%	103%	100%
Provision for bad debts	2,888	(291)	(4,168)	(3,685)	(7,465)	39%	4%	56%	49%	100%
Net mark up/ interest income after provision	40,756	40,565	40,358	33,148	28,314	144%	143%	143%	117%	100%
Total non mark up interest income	11,171	9,153	8,112	6,265	5,643	198%	162%	144%	111%	100%
Non mark up/interest expense	(19,639)	(18,077)	(16,987)	(13,160)	(10,801)	182%	167%	157%	122%	100%
Profit Before Taxation	32,288	31,642	31,483	26,253	23,155	139%	137%	136%	113%	100%
Taxation	(10,793)	(10,969)	(12,058)	(9,380)	(7,660)	141%	143%	157%	122%	100%
Profit after taxation	21,495	20,673	19,425	16,873	15,495	139%	133%	125%	109%	100%